COVID 19 Update: Read more to find out how your policy may be affected by coronavirus.

  • 100+ Sporting Activities Covered
  • 24/7 Emergency Assistance Team
  • Cover Available Up To 18 months
  • Up To £10,000 Cancellation Cover

Annual Multi-Trip Travel Insurance

Holidays are like people, they’re all unique, providing experiences and memories that will last a lifetime.  They enrich the soul and enable us to see different cultures, try new foods and activities and ultimately enjoy some time out from our usual day to day life.

Part of the fun of travel isn’t just when we’re there; it’s in the planning too. And once your trip is booked there’s also the build-up to your date of departure, with all the prep work that entails.

An important part of your holiday preparations should include checking that your passport is in date, and adheres to the requirements of the country you are travelling to, sorting out any visas or vaccinations you may need, and taking out travel insurance.

If you love to travel and plan to go on holiday more than twice over a 12 month period Flexicover’s Annual Multi Trip policy provides real convenience and peace of mind. That’s because you don’t have to arrange cover for every trip, and cost-wise it can work out better value than taking out individual policies.

For example a Multi Trip policy for Europe costs £49.61* as opposed to a Single Trip which costs £9.17**. This means if are planning on going away multiple times throughout the year, you could save money and time.

*Based on a 24 year old taking out a Silver Multi Trip policy for Europe on 23/06/2021
**Based on a 24 year old taking out a Silver Single Trip policy to Portugal. Quote taken on 23/06/2021.

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Key Benefits Of Flexicover’s Annual Multi Trip Travel Insurance

  • Available up to age 85.
  • Up to £10million Medical Expenses cover available.
  • Up to £10,000 Cancellation cover available.
  • All adults named on the policy are covered to travel independently.
  • No restrictions on the number of trips that can be taken throughout the year (up to 31 days per trip)
  • 24 hour emergency medical helpline.
  • All medical conditions considered.
  • Cover for over 90 sports and activities as standard.
  • Scheduled airline failure cover included automatically on Platinum & Diamond cover.
  • Optional extras available including Winter Sports and Cruise

From 5th January 2021, all Flexicover single and multi trip policies include cover for Coronavirus. More information can be found here. We also provide an exclusive discount on at-home COVID tests for before you travel. You can find out more here.

Why Choose Flexicover Travel Insurance?

24/7 Emergency Medical Helpline

90+Activities Covered As Standard

Up to£10mMedical Cover Per Person

Up to £10,000 Cancellation Cover Per Person

How Many Trips Does Annual Insurance Allow?

With myriad trip types to head away on the world is well and truly your oyster. So the good news is that there’s no restriction on the number of trips you can take with a Flexicover annual multi trip policy (as long as each trip is up to 31 days or less).

If you plan to travel for a longer period then a Long Stay policy may suit your needs better.

How Do I Cover All The Destinations That I Am Travelling To?

To make it as easy as possible there are four areas to choose between, so you just need to consider where you plan to travel to ensure that the area you select will cover all of your trips:

The areas are:

  • Europe 1
  • Europe 2
  • Europe 3
  • Worldwide 1
  • Worldwide 2
  • Worldwide 3
  • Worldwide 4
  • Worldwide 5

Please follow the link to our destinations page by clicking here.

What’s The Difference Between Single Trip And Annual Multi-Trip?

With a Single Trip policy, your cover ends on the last day of travel and you have to arrange insurance for every trip you take. Whereas, with an annual policy, there’s no limit to the number of trips you are covered for (although maximum trip limits apply) and, if you’re a frequent traveller, it may save you money when compared to the cost of taking out separate policies.

Is Independent Travel Covered On A Couple Or Family Policy?

All those named on a Flexicover Annual Multi-Trip policy are covered to travel separately so it’s perfect if you have children who are off on a school trip or if you plan to head away on holiday without your partner for example.

What Start Date Should You Choose For Your Annual Policy?

Unlike a Single Trip policies, where cover for pre-travel disasters (such as cancellation) starts from the moment you pay your premium, on Annual Multi Trip policies your cover will not begin until the start date you choose.

It is really important that you ensure your Multi Trip policy starts as soon as you pay any money towards your trip, to ensure your deposit is protected. If you set your start date as the first day of your first trip, you will not have any cover until that date.

Can I Cover My Pre Existing Medical Condition On An Annual Policy?

All Flexicover policies consider all conditions and you can declare them either online or over the phone. You’ll be asked a short set of questions to enable us to determine whether we can cover you and if an additional premium is required.

It’s important to declare a condition at the time of purchase as if something happens while you’re away that’s linked to your condition and you haven’t informed us about it then it is likely that any related claim would be declined.


Make Your Policy Fit Your Needs With Flexicover’s Range of Optional Extras

We provide a range of additional options to enable you to build your policy the way you want it:

  • Cruise Cover – if you’re planning a Cruise holiday, we offer a specialist extension on our Single and Multi Trip policies. The Cruise Extension must be added to your policy if you’re planning a cruise.
  • Business – if you travel on business this gives added security for equipment, goods and personnel.
  • Wedding/Civil Partnership – if you are holding your big day abroad then make sure items such as wedding rings, attire and gifts are covered with this option.
  • Winter Sports – heading to the slopes? Then make sure you add Winter Sports cover to your annual policy. Flexicover offers 17 days cover for those aged under 70.

Looking For Inspiration For Your Next Holiday?

Our Flexicover newsletter provides a regular source of top travel tips and holiday inspiration. From beat the crowd destination suggestions to activity-based break highlights, packing tips to budget-friendly deals, there’s a wealth of information just waiting for you to explore.

And if you’re not already subscribed, why not sign up to receive our newsletter using the section below and claim your 10% discount off your next policy!