Holidays are like people, they’re all unique, providing experiences and memories that will last a lifetime. They enrich the soul and enable us to see different cultures, try new foods and activities and ultimately enjoy some time out from our usual day to day life.
Part of the fun of travel isn’t just when we’re there; it’s in the planning too. And once your trip is booked there’s also the build-up to your date of departure, with all the prep work that entails.
An important part of your holiday preparations should include checking that your passport is in date, and adheres to the requirements of the country you are travelling to, sorting out any visas or vaccinations you may need, and taking out travel insurance.
If you love to travel and plan to go on holiday more than twice over a 12 month period Flexicover’s Annual Multi Trip policy provides real convenience and peace of mind. That’s because you don’t have to arrange cover for every trip, and cost-wise it can work out better value than taking out individual policies.
You can cancel for FREE if you’ve only paid your trip deposit, meaning you don’t have to pay any excess if you’re only claiming for the cost of your holiday deposit*.
From 5th January 2021, all Flexicover single and multi trip policies include cover for Coronavirus. More information can be found here. We also provide an exclusive discount on at-home COVID tests for before you travel. You can find out more here.
You can also Brexit-proof your trips with Brexit cover on our Diamond policies.
Why Choose Flexicover Travel Insurance?
With myriad trip types to head away on the world is well and truly your oyster. So the good news is that there’s no restriction on the number of trips you can take with a Flexicover annual policy but there are maximum trip duration limits which are as follows:
If you plan to travel for a longer period then a Long Stay or Gap Year policy may suit your needs better.
To make it as easy as possible there are three areas to choose between, so you just need to consider where you plan to travel to ensure that the area you select will cover all of your trips:
The areas are:
For example, if you plan to head to Stockholm, Tokyo and Lisbon you should select Worldwide excluding USA, Canada and the Caribbean. If you were to add New York to that list then Worldwide including USA, Canada and the Caribbean would be the one to opt for.
For a full rundown of all the countries that are covered as part of a particular area, you can refer to Flexicover’s policy wording or during your quote you can use the help button for more information.
With a Single Trip policy, your cover ends on the last day of travel and you have to arrange insurance for every trip you take. Whereas, with an annual policy, there’s no limit to the number of trips you are covered for (although maximum trip limits apply) and, if you’re a frequent traveller, it may save you money when compared to the cost of taking out separate policies.
All those named on a Flexicover Annual Multi-Trip policy are covered to travel separately so it’s perfect if you have children who are off on a school trip or if you plan to head away on holiday without your partner for example.
There are two options when it comes to annual cover – you can either start your policy on the day you take out your cover, or you can start it later, say on your first day of travel.
However, it’s important to be aware that if you do choose to start your cover later, and not on the date of purchase, you won’t be covered for cancellation during this period.
So to ensure you’re fully protected it’s a good idea to start your policy on the day you buy it.
All Flexicover policies consider all conditions and you can declare them either online or over the phone. You’ll be asked a short set of questions to enable us to determine whether we can cover you and if an additional premium is required.
It’s important to declare a condition at the time of purchase as if something happens while you’re away that’s linked to your condition and you haven’t informed us about it then it is likely that any related claim would be declined.
We provide seven additional options to enable you to build your policy the way you want it:
Our Flexicover newsletter provides a regular source of top travel tips and holiday inspiration. From beat the crowd destination suggestions to activity-based break highlights, packing tips to budget-friendly deals, there’s a wealth of information just waiting for you to explore.
And if you’re not already subscribed, why not sign up to receive our newsletter using the section below and claim your 10% discount off your next policy!