As hopes of summer holidays abroad are on the horizon, many people may be wondering whether their travel insurance will cover them to go on holiday amid the Coronavirus.
Does a Flexicover travel insurance policy provide cover for Coronavirus?
In simple terms, the answer is yes! Our policies will protect you and anyone else named on your policy should you fall ill with Coronavirus and need emergency medical assistance while you’re abroad. As well as provide cover for emergency repatriation, should you need to be brought home earlier or later than originally planned.
They will also continue to cover you against any unexpected or unforeseen events that occur on holiday, including departure delay, trip cancellation (not relating to Coronavirus), and cover for personal possessions, which many people forget are major aspects of any travel insurance policy!
Like most current travel insurance policies, customers won’t be able to submit a claim for any other reason related to the Coronavirus, such as trip cancellation, curtailment, or abandonment as the Coronavirus is now classed as a ‘known event’. However, if you are an existing customer, we may be able to move your single trip travel insurance policy dates to suit a new trip if you are able to rebook your holiday to a later date.
The benefits of our travel insurance for Coronavirus include:
- Medical repatriation if you or anyone else named on your policy contract Coronavirus whilst on holiday.
- Emergency medical cover of up to £10million.
- Cover if you need to cancel your holiday due to being made redundant after you booked your trip.
- FREE cover for over 100 sporting activities.
- Scheduled airline failure cover (Platinum, Gold and Silver cover).
What changes can travelers expect due to COVID-19?
There are many changes travelers can expect when going on holiday. For example, announcements of travel corridors, also known as “air bridges,” which are mutual agreements between the UK and overseas countries. These will allow holidaymakers to travel to and from destinations with low Coronavirus infection rates, without having to quarantine for 14 days upon return.
From the 10th of July, UK travelers may not have to self-isolate if they are returning to England from countries listed by the FCO because they are either part of the travel corridor agreement, British overseas territories, or within the British isles. However, you will need to self-isolate if you were to travel to a destination not included on the list. Other changes to travel will involve travelers providing their journey and contact details 48 hours before arriving back to the UK.
Important Information
It is important to note that our travel insurance policies will only be valid if the FCO has marked your destination country as safe to travel. Before booking your holiday and travel insurance it is recommended that you check the latest FCO advice to ensure that your destination is safe to travel.
Top Tips
As the situation is ever-changing, our top tips include:
- Keeping up to date with the latest travel news in relation to your holiday destination.
- Read the government guidance on safer air travel
- We recommend purchasing travel insurance when you book your flights.
- Keep up to date with the FCO advice surrounding your chosen destination
- Adhere to social distancing and hygiene protection methods.
- Wear facial protection on airlines.
