Gap Year Travel Insurance

Flexicover Gap Year Travel Insurance

Whether you’ve just finished your studies at school, college or Uni, or are taking a sabbatical from work, you may be planning to head away on a backpacking adventure to experience all that the world has to offer.

Far flung destinations, long haul hot spots, inter railing around Europe, volunteering and exploring off the beaten track are all options that are available to those taking a gap year.

While it’s important to take out travel insurance whatever type of holiday you’re going on, when you plan to be away from home for many months it’s vital to have the peace of mind that should the unexpected occur you have someone to turn to, to provide help and support when you need it most.

What Is Gap Year Travel Insurance?

Gap Year Travel Insurance from Flexicover has been designed specifically for those aged between 16 and 45 heading away on a trip of between one and 18 months to explore the world.

Why Do I Need Gap Year Travel Insurance?

Taking out an insurance policy will of course cost you money – money that you might be tempted to save and use while you’re travelling instead. But just take a second to think about what insurance provides and how you would cope without it.

Illness and accidents – however careful you might be you can’t be sure that something won’t happen to cause an injury or an illness during your time away. Without insurance what would you do if you needed to pay a medical bill running into hundreds, if not thousands, of pounds? Or what if you needed to come home earlier than expected? Also what if you found there was a language barrier when dealing with medical professionals – what a daunting and scary experience that would be.

With a Flexicover Gap Year policy there’s a 24/7 emergency medical helpline staffed with multi-lingual agents and which is led by fully qualified doctors.  They will review your case and work with the medical facility to ensure you receive the appropriate care and will cover the medical bills too. And if you need to head home, repatriation is also included.

Cancellation – travelling the world isn’t cheap and when it comes down to it you’re investing a lot of money in this trip of a lifetime. So what would you do if something unexpected happened which meant you had to cancel your travel arrangements? How would you recoup your money? With Flexicover up to £5,000 cancellation cover is available and protects you for aspects such as loss of personal accommodation, and irrecoverable transport and travel charges.

Key Benefits of Our Gap Year Travel Insurance

• Up to £7.5million in medical cover available
• Up to £5,000 in cancellation cover available
• 24/7 Emergency Helpline – giving you comfort that you know someone will be there to help wherever you are in the world
• Over 100 sports and activities cover automatically including scuba diving, white water rafting and zip lining
• One temporary home visit allowed
• Course fees and computer equipment covered by Flexicover’s Gap Year Gold Plus policy
• Extended Winter Sports cover available – perfect if you’re off to a ski resort for the season

How Do I Cover The Countries I Am Travelling To?

We try to keep things simple by offering three areas to choose from –

• Europe
• Australia and New Zealand
• Worldwide including USA, Canada and the Caribbean

So if you plan to head to Malaysia, Bali and the Australia you will need to select Worldwide including USA, Canada and the Caribbean.

Planning to head to Australia but need to stopover elsewhere?  Flexicover Gap Year policies cover stopovers of up to 72 hours on your outward and return journeys. So if you select Australia and New Zealand as your area of cover you are able to stopover in any country detailed under Worldwide including USA, Canada and the Caribbean for this period of time.

Frequently Asked Questions

Tailor Your Policy With Flexicover’s Additional Cover Options

Flexicover offers seven options that you can add to your policy, for an additional premium, enabling you to tailor your policy to your individual needs. These include:

Gadget – cover for up to five gadgets such as smartphones, smartwatches, wireless speakers, tablets and laptops.

Travel Disruption – upgrade your policy to include additional cancellation and curtailment benefits, plus cover for substitute accommodation, enforced stay and connecting flights.

To find out more about our additional options click here.

Looking For Inspiration For Your Next Holiday?

Our Flexicover newsletter is a regular source of travel top tips and holiday inspiration. From beat the crowd destination suggestions to activity-based break highlights, packing tips to budget-friendly deals, there’s a wealth of information just waiting for you to explore.

And if you’re not already subscribed, why not sign up to receive our newsletter using the section below and claim your 10% discount off your next policy!