Annual Multi-Trip Travel Insurance

Annual Multi-Trip Travel Insurance

Holidays are like people, they’re all unique, providing experiences and memories that will last a lifetime.  They enrich the soul and enable us to see different cultures, try new foods and activities and ultimately enjoy some time out from our usual day to day life.

Part of the fun of travel isn’t just when we’re there; it’s in the planning too. And once your trip is booked there’s also the build-up to your date of departure, with all the prep work that entails.

An important part of your holiday preparations should include checking that your passport is in date, and adheres to the requirements of the country you are travelling to, sorting out any visas or vaccinations you may need, and taking out travel insurance.

If you love to travel and plan to go on holiday more than twice over a 12 month period Flexicover’s Annual Multi Trip policy provides real convenience and peace of mind. That’s because you don’t have to arrange cover for every trip, and cost-wise it can work out better value than taking out individual policies.

This means if are planning on going away multiple times throughout the year, you could save money and time.

Key Benefits Of Flexicover’s Annual Multi Trip Travel Insurance

• Available up to age 85.
• Up to £10million Medical Expenses cover available.
• Up to £5,000 Cancellation cover available.
• All adults named on the policy are covered to travel independently.
• No restrictions on the number of trips that can be taken throughout the year (up to 31 days per trip)
• 24 hour emergency medical helpline.
• All medical conditions considered.
• Cover for over 100+ sports and activities as standard.

All Flexicover single and multi trip policies include cover for Coronavirus. More information can be found here.

How Do I Cover All The Destinations That I Am Travelling To?

To make it as easy as possible there are eight areas to choose between, so you just need to consider where you plan to travel to ensure that the area you select will cover all of your trips:

The areas are:

• UK
• Europe Excluding Spain
• Europe Including Spain
• Australia and New Zealand
• Worldwide Excluding USA, Caribbean, Canada, Mexico
• Worldwide Excluding Mexico

Please follow the link to our destinations page by clicking here.

What’s The Difference Between Single Trip And Annual Multi-Trip?

With a Single Trip policy, your cover ends on the last day of travel and you have to arrange insurance for every trip you take. Whereas, with an annual policy, there’s no limit to the number of trips you are covered for (although maximum trip limits apply) and, if you’re a frequent traveller, it may save you money when compared to the cost of taking out separate policies.

Is Independent Travel Covered On A Couple Or Family Policy?

All those named on a Flexicover Annual Multi-Trip policy are covered to travel separately so it’s perfect if you have children who are off on a school trip or if you plan to head away on holiday without your partner for example.

What Start Date Should You Choose For Your Annual Policy?

Unlike a Single Trip policies, where cover for pre-travel disasters (such as cancellation) starts from the moment you pay your premium, on Annual Multi Trip policies your cover will not begin until the start date you choose.

It is really important that you ensure your Multi Trip policy starts as soon as you pay any money towards your trip, to ensure your deposit is protected. If you set your start date as the first day of your first trip, you will not have any cover until that date.

Can I Cover My Medical Conditions On An Annual Policy?

All Flexicover policies consider all conditions and you can declare them either online or over the phone. You’ll be asked a short set of questions to enable us to determine whether we can cover you and if an additional premium is required.

It’s important to declare a condition at the time of purchase as if something happens while you’re away that’s linked to your condition and you haven’t informed us about it then it is likely that any related claim would be declined.

Make Your Policy Fit Your Needs With Flexicover’s Range of Optional Extras

We provide a range of additional options to enable you to build your policy the way you want it:

• Cruise Cover if you’re planning a Cruise holiday, we offer a specialist extension on our Single and Multi Trip policies. The Cruise Extension must be added to your policy if you’re planning a cruise.
• Golf Extension
• COVID-19 Extension
• Large Scale Events Extension
• Excess Waiver Extension

Looking For Inspiration For Your Next Holiday?

Our Flexicover newsletter provides a regular source of top travel tips and holiday inspiration. From beat the crowd destination suggestions to activity-based break highlights, packing tips to budget-friendly deals, there’s a wealth of information just waiting for you to explore.

And if you’re not already subscribed, why not sign up to receive our newsletter.

¹Multi Trip from pricing based on an individual, aged 30, travelling to Europe excluding Spain, for 3 days, if purchased within 10 days of travelling on an Flexicover Silver Single Trip policy. Prices correct as of 03/01/2024