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Annual Multi-Trip Travel Insurance

Do you travel to and from the UK multiple times during the year? Tired of buying a single travel insurance policy each time you go away? We’ve got some great news for you, our Annual Multi-Trip Travel Insurance is ideal for those who travel multiple times during the year. With one of our annual policies you’re covered for all trips made during a one-year period (up to 50 days length for each trip), as long as each trip starts and ends in the UK.

At Flexicover we’ve been providing travel insurance for over 30 years, and place our customers safety above all else. Our policies are specifically designed to suit all of your needs, we want you to travel with peace of mind.

What Does Our Annual Multi-Trip Travel Insurance Cover?


Key Benefits

  • - Cover available up to age 85
  • - Unlimited travel to and from the UK (up to 50 days maximum for each trip)
  • - Independent travel when there are multiple people on your Annual policy
  • - FREE cover for over 120 sporting activities
  • - 4 levels of cover to choose from
  • - Scheduled airline failure cover (Platinum, Gold and Silver cover)
  • - Save even more with a family, couple or single parent family policy.

Maximum Trip Duration On Annual Multi-Trip Travel Insurance Policies

50 Days: We offer a maximum trip duration of 50 days for each person up to and including 65 years of age. This can be extended with the payment of an additional premium.

35 Days: We offer a maximum trip duration of 35 days for those between the ages of 66 and 75. This can be extended to 50 days upon the payment of an additional premium.

35 Days: We offer a maximum trip duration of 35 days for those between 76 and 85. We are unable to extend the maximum trip duration for those over the age of 75.

Winter Sports: Cover can be included for up to 17 days total for each person on the Annual Policy.

What Areas Am I Covered For?
We like to offer the opportunity to let our customers travel freely. Instead of providing travel insurance by country, we offer it by region instead, giving you the freedom to travel freely, and know that you're covered. The four regions are deatiled below:

Annual Travel Insurance With Pre-Existing Medical Conditions


What Is A Pre-Existing Medical Condition?

A pre-existing medical condition is any condition that you have had before taking out a travel insurance policy with us. It’s important that you tell us about any and all conditions that you are suffering from, as we need this information to correctly calculate your premium.

Emergency medical treatment is included as part of our policies, but we can’t cover you for conditions that you neglect to inform us about, and this could result in your claim being rejected.

You can complete our medical screening process online, just answer a few simple questions and you can have your cover completed within minutes.

Don’t worry, we’re not looking to catch you out, and if you’re unsure about anything at any point then give our friendly team a call on 0800 093 9495, they’ll be glad to answer any questions that you might have.

Have I Picked The Right Travel Insurance Type?


We offer a variety of different travel insurance types, it’s possible that Annual Multi-Trip Travel Insurance is not the correct choice for you, but don’t worry! We can guarantee that we can provide a travel insurance policy that will suit your needs.

Are you only travelling the once this year? Check out our Single Trip Travel Insurance, you’re covered for trips to a single area of travel for up to 100 days.

If you’re planning to visit one location for an extended period (over 100 days) then check out our Long Stay Travel Insurance.

If you’re looking to travel the world this year, our Gap Year Travel Insurance is ideal for you, you can take out a policy for up to 18 months, and are covered for all the countries you travel to after leaving the UK.

If you are planning to take part in skiing or snowboarding on your travels, then take a look at our Winter Sports Travel Insurance.

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Frequently Asked Questions About Annual Multi-Trip Travel Insurance

Why do I need to declare my medical conditions each time I take out a travel insurance policy?

Cover for your medical conditions expires when your travel insurance policy expires, so you will need to re-declare your conditions each time you take out a policy. There may also have been a change in your condition since the last travel insurance policy was taken out, and we need to be made aware of this.

Do I Need An EHIC if I'm travelling to Europe?

The simple answer… Yes! The European Health Insurance Card (EHIC) entitles UK residents access to necessary, state provided medical treatment, during a temporary visit in the European Economic Area (EEA) countries and Switzerland - at a reduced cost or free of charge. The EHIC is valid for five years.

As a valued Flexicover policyholder, you won’t have to pay any excess if you use your EHIC.

Can I add cover for optional extras once I have left the UK?

You can amend your travel insurance policy before your date of travel, but your policy comes into effect on the date of travel, you will not be able to amend your level of cover once your trip has started.

I have an Annual Multi-Trip Travel Insurance policy, do I need to inform you each time that I travel?

No! With an Annual Multi-Trip Travel Insurance policy you're automatically covered for all trips made during the year, as long as each trip starts and ends in the UK.

My annual policy has multiple people on it, can I only travel if everyone on the policy is also travelling?

No, we allow for independent travel on our Annual Multi-Trip Travel Insurance policies, everyone named on the policy can travel independently.

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