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Winter Sports Travel Insurance

Are you planning to go on a skiing or snowboarding trip this year? Or maybe something even more adventurous like snowmobiling or dog sledding. Whatever the case, we can guarantee that we can provide a travel insurance policy to suit your specific needs.

We have over 30 years’ experience in providing travel insurance to our customers, and place our customers’ safety above all else. We want you to travel with peace of mind!

What Does Our Winter Sports Travel Insurance Cover?


Key Benefits

  • - Single trip cover up to and including age 70
  • - Cover for trips up to 100 days
  • - Cover provided for over 25 winter sports activities
  • - 24 hour medical assistance helpline
  • - Winter Sports cover is also available on Annual Multi-trip, Long Stay and Gap Year policies

  • - Activities Covered: Skiing/Snowboarding (on & off piste), Ice Skating, Sledgin/tobogganing, Glacier Skiing/Walking, Snow Mobiling, Husky Dog Sledding and more

Winter Sports Travel Insurance - What Is It?

At Flexicover Travel Insurance, we like to tailor our policies to suit your specific needs, and as such, we offer Winter Sports Travel Insurance as an optional extra to your normal travel insurance policy.

You’re covered for all the following Winter Sports (you are not covered if you are taking part in organised competitions) providing you have paid the additional premium:

Airboarding Big foot skiing Blade skating Cross country/Nordic skiing
Dry slope skiing Glacier skiing/walking Husky dog sledding Ice go karting
Ice skating Ice windsurfing Kick sledging Ski-blading
Ski boarding Skiing on piste Skiing - alpine Skiing - mono
Skiing - off piste Sledgin/Tobogganing Sledging/Sleigh Riding Snow blading
Snowboarding on piste Snowboarding off piste Snow mobiling (skidoo) Snow shoe walking
Snow tubing Tobogganing Training/racing Winter walking

What Areas Am I Covered For?
We like to offer the opportunity to let our customers travel freely. Instead of providing travel insurance by country, we offer it by region instead, giving you the freedom to travel freely, and know that you're covered. The four regions are detailed below:

Winter Sports Travel Insurance With Pre-Existing Medical Conditions


What Is A Pre-Existing Medical Condition?

A pre-existing medical condition is any condition that you have had before taking out a travel insurance policy with us. It’s important that you tell us about any and all conditions that you are suffering from, as we need this information to correctly calculate your premium.

Emergency medical treatment is included as part of our policies, but we can’t cover you for conditions that you neglect to inform us about, and this could result in your claim being rejected.

You can complete our medical screening process online, just answer a few simple questions and you can have your cover completed within minutes.

Don’t worry, we’re not looking to catch you out, and if you’re unsure about anything at any point then give our friendly team a call on 0800 093 9495, they’ll be glad to answer any questions that you might have.

Have I Picked The Right Travel Insurance Type?


Winter Sports Travel Insurance can be added onto any of our policy types, we don't look to restrict any element of your travel, and want you to travel with peace of mind. We've made it so that you can add cover for winter sports onto any of our existing policy types. But have you picked the correct type of travel insurance for your trip?

If you are only going on the one trip this year, and your trip is under 100 days, then our Single Trip Travel Insurance is probably the best choice for you. You're covered for all trips to a single area of travel for up to 100 days.

Do you travel to and from the UK multiple times during the year? Our Annual Mutli-Trip Travel Insurance is ideal for those who travel frequently to and from the UK. You're covered for all trips made during the year (up to 50 days each), as long as each trip starts and ends in the UK.

If you are travelling to a single area of travel for over 100 days, then you should take a look at our Long Stay Travel Insurance.

Are you planning a backpacking trip soon? Or maybe you're taking a year out to study abroad. Check out our Gap Year Travel Insurance, you're covered for all countries within your selected area of travel for up to 18 months.

Get a quote

Frequently Asked Questions About Winter Sports Travel Insurance

Why do I need to declare my medical conditions each time I take out a travel insurance policy?

Cover for your medical conditions expires when your travel insurance policy expires, so you will need to re-declare your conditions each time you take out a policy. There may also have been a change in your condition since the last travel insurance policy was taken out, and we need to be made aware of this.

Do I Need An EHIC if I'm travelling to Europe?

The simple answer… Yes! The European Health Insurance Card (EHIC) entitles UK residents access to necessary, state provided medical treatment, during a temporary visit in the European Economic Area (EEA) countries and Switzerland - at a reduced cost or free of charge. The EHIC is valid for five years.

As a valued Flexicover policyholder, you won’t have to pay any excess if you use your EHIC.

Can I add cover for optional extras once I have left the UK?

You can amend your travel insurance policy before your date of travel, but your policy comes into effect on the date of travel, you will not be able to amend your level of cover once your trip has started.

Can I add cover for optional extras once I have left the UK?

If you have already started your trip then no, you won’t be able to add any optional extras onto your policy.

Does your travel insurance provide cover for treatment in private hospitals?

Not unless medical care at a private facility has been pre-approved by the emergency services. Please see our policy wording [LINK] for further details.

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