We can cover trips within the United Kingdom Area if you live in England, Scotland, Wales, Northern Ireland and the Isle of Man.
Annual multi trip policies only cover trips in the UK where you have pre-booked at least two nights’ accommodation in a hotel, motel, holiday camp, bed and breakfast, holiday cottage or similar accommodation rented for a fee.
If you are a resident of the Channel Islands and you will be travelling to England, Scotland, Wales, Northern Ireland or the Isle of Man, you will need to purchase a policy which covers Europe.
United Kingdom: including Great Britain, Northern Ireland and the Isle of Man.
Europe: Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark (including Faroe Islands), Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia & Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway (including Jan Mayen, Svalbard Islands), Poland, Portugal (including Azores & Madeira), Romania, Russia (European), San Marino, Serbia (including Kosovo), Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Turkey, Ukraine,United Kingdom and Vatican City. Please note : This excludes Egypt, Morocco and Tunisia.
Australia & New Zealand: Australia, including territory of Cocos (Keeling islands), the territory of Christmas Island, Norfolk Island and Lord How Island, Tasmania, and New Zealand, including the Cook Islands, Niue and Tokelau.
Worldwide excluding USA, Canada & the Caribbean: Worldwide, excluding United States of America, Canada and all islands in the Caribbean Sea and the Bahamas. Please note : This includes Egypt, Morocco and Tunisia.
Worldwide including USA, Canada & the Caribbean: All countries worldwide.
Please note: We can not cover any trips to destinations which the Foreign and Commonwealth Office (FCO) advise against travel to. You can check the Foreign and Commonwealth Office (FCO) travel advice online at www.fco.gov.uk.