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BE PROTECTED AGAINST THE UNEXPECTED


The recent outbreak of swine flu has highlighted how travel plans can be adversely affected and unless you have adequate travel insurance in place when you book your trip you could be left out of pocket.

Did you know some travel insurance policies have an exclusion for claims as a result of an epidemic or pandemic? As such, they may not cover you if you need to cancel or cut short your trip or cover your medical expenses if you are unlucky enough to need treatment for such an illness whilst overseas

As a Flexicover policyholder, you can rest assured we do not exclude cover as a result of an epidemic or pandemic. As long as the Foreign and Commonwealth Office (FCO) is not advising against travel to your destination and if you are unfortunate enough to contract a condition such as swine flu when on holiday, your policy will cover medical costs.

How does the swine flu outbreak affect Flexicover policyholders?

1 Medical expenses and repatriation cover whilst overseas.

Our policies will cover medical costs and, should it be necessary, will get you home if you contract swine flu whilst overseas.

2 Cancellation cover if you catch swine flu before you travel.

Our policies will offer cancellation cover if you get swine flu before you travel and it is deemed necessary to cancel your trip.

3 Cancellation cover if the FCO suddenly advise against travel.

If the FCO advise against travel to a specific country you were due to visit, you can make a claim for any unused travel or accommodation costs you are unable to get back from your tour operator or issuing agent.

4 Curtailment cover following a government directive recommending evacuation from a country or area.

Our policies will cover the cost of getting you home and reimburse any unused travel and accommodation costs if the government are recommending evacuation from the country or area where you are staying.

5 No cover for 'disinclination to travel'.

If the FCO are not advising against travel to your chosen destination, you will not be covered for cancellation if you simply choose not to travel.

5 No cover if you travel against FCO advice.

If the FCO are advising against travel to your chosen destination you will not be covered if you choose to travel.

When travelling, be safe with Flexicover travel insurance!





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