Spend on enjoyment, save on the basics!

Not only is tasting new cuisines part of the joy of travelling but you're likely to eat better, as well as saving money, when you eat like a local. From £1 bowls of noodles in Vietnam to backstreet French bistros, produce is usually locally sourced and tastier, rather than being imported. If they've had to ship a tin of baked beans 4,000 miles, it's not going to come cheap!

In this era of technology and gadgets, your smartphone can be a handy money-saving travel buddy. There are apps on the market for everything, including travel guides, maps, phrasebooks and even torches! Download these and you'll make significant savings on paper copies of these essentials and also save space in your case meaning less chance of excess baggage charges!

Withdrawing money abroad can cost a lot in charges as well as not getting the most favourable exchange rate. Although using a debit card can be cheaper than a credit card, be aware that most banks will charge for each cash withdrawal on top of a commission fee. So if you’re going to do this, it's better to take out larger sums so you're charged less frequently but take care and don't keep all your money in the same place.

Getting your currency before you arrive at the airport is also a way of securing the best rate you can and almost always works out a cheaper.

If you're off on extended travels it's possible to entirely fund your trip or even come home with some extra cash in your pocket if you're able to work as you travel. From grape picking to teaching English, there’s a whole host of options available. Alternatively, if you’re the creative or eloquent type, there are companies who may be able to offer some kind of sponsorship or payment in exchange for writing something about your destination.

In an era where more of us feel a sense of social responsibility than ever before, helping the most needy can be both an inspiration and a chance to see the world by paying with your time rather than your money.

With so many opportunities out there from trips that last a few weeks, to two years or more, everyone can discover new places and do their bit for building a better future and see the bigger picture as they go!

Love skiing but get nervous about mounting costs? Fear not, there are many ways to cut the costs of a snow trip. Choosing a cheaper resort, going right at the start or end of the season and budget accommodation will allow you to enjoy the mountains for less.

Last but not least, some of us get to the airport to find we're over our baggage allowances and end up paying excess and/or excessive charges. Avoid this by weighing your bag before you leave home and take out any unnecessary items if you find you're over the limit. “Travel light” is always sound advice!