Certain sports and activities are automatically covered on our sport and activities list detailed in the policy wording. Our sports and activities list, detailed in the policy wording, offers automatic cover for over 100 activities, including bungee jumping and parascending over water etc.
Participation in the following activities is covered at no additional premium and without the need for prior declaration, when participating on a recreational and non-professional basis and subject to the use of recognised safety equipment and standards.
Covered as standard without charge
- abseiling (within organiser’s guidelines)
- administrative, clerical or professional occupations
- aerobics
- amateur athletics (track and field)
- archaeological digging
- archery
- athletics
- assault course
- badminton
- banana boating
- bar/restaurant work
- baseball
- basketball
- beach games
- billiards/snooker/pool
- body boarding (boogie boarding)
- bowls
- bungee jumping
- camel riding *
- canoeing (up to grade 2 rivers)
- clay pigeon shooting *
- climbing (on climbing wall only)
- cricket
- cross country running (non
- competitive)
- croquet
- curling
- cycling (no racing)
- deep sea fishing
- driving any motorised vehicle for which you are licensed to drive in the UK (other than in motor rallies or competitions) *
- dry skiing
- elephant riding/trekking *
- falconry
- fell walking/running
- fencing
- fishing
- fives
- flying as a fare paying passenger in a fully licensed passenger carrying aircraft
- football (amateur only and not main purpose of trip)
- fruit or vegetable picking (non-mechanical)
- glass bottom boats/bubbles *
- Gliding (under instruction) *
- go karting (within organisers guidelines) *
- golf
- handball
- horse riding (excluding competitions, racing, jumping and hunting) *
- hot air ballooning (organised pleasure rides only)
- hovercraft driving/passenger *
- hurling (amateur only and not main purpose of trip)
- ice skating (1 day maximum)
- indoor climbing (on climbing wall)
- jet boating (no racing) *
- jet skiing (no racing) *
- jogging
- kayaking (up to grade 2 rivers)
- korfball
- marathon running (non professional)
- motor cycling (under 125 cc) *
- mountain biking (no racing)
- netball
- octopush
- orienteering
- paint balling/war games
- (wearing eye protection) *
- parachuting (tandem only)
- parascending (over water)
- pony trekking
- power boating (no racing and non-competitive) *
- quad biking (no racing) *
- racket ball
- rambling
- refereeing (amateur only)
- ringos
- roller skating/blading/in line skating (wearing pads and helmets)
- rounders
- rowing (no racing)
- running (non-competitive and not marathon)
- safari trekking (must be organised tour)
- sailing/yachting ( inland/coastal if qualified or accompanied by a qualified person and no racing) *
- sand boarding
- sand dune surfing/skiing
- sand yachting *
- scuba diving up to depth of 30 metres (if PADI or equivalent qualified or accompanied by qualified instructor and not diving alone)
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Authorised & Regulated by the Financial Services Authority Citybond Holdings Plc is registered in England & Wales, under company number 01478367, at 109 Elmers End Road, Beckenham, Kent BR3 4SY