Certain sports and activities are automatically covered on our sport and activities list detailed in the policy wording. Our sports and activities list, detailed in the policy wording, offers automatic cover for over 100 activities, including bungee jumping and parascending over water etc.
Participation in the following activities is covered at no additional premium and without the need for prior declaration, when participating on a recreational and non-professional basis and subject to the use of recognised safety equipment and standards.
Covered as standard without charge
abseiling (within organiser’s guidelines)
administrative or clerical occupations
aerobics
amateur athletics (track and field)
archaeological digging
archery
assault course
badminton
banana boating
bar/restaurant work
baseball
basketball
beach games
billiards/snooker/pool
body boarding (boogie boarding)
bowls
bungee jumping/swoop (within organisers guidelines)
camel riding *
canoeing (up to grade 2 rivers)
clay pigeon shooting *
climbing (on climbing wall only)
cricket
cross country running (non competitive)
croquet
curling
cycling (no racing)
deep sea fishing
driving any motorised vehicle (other than a Quad bike) for which you are licensed to drive in the United Kingdom (other than in motor rallies or competitions) *
elephant riding/trekking *
falconry
fell walking/running
fencing
fishing
fives
flying as a fare paying passenger in a
fully licensed passenger carrying aircraft
football (amateur only and not main purpose of trip)
fruit or vegetable picking (non-mechanical)
glass bottom boats *
gliding (under instruction) *
go karting (within organisers guidelines) *
golf
handball
horse riding (excluding competitions, racing, jumping and hunting) *
hot air ballooning (organised pleasure rides only)
hovercraft driving/passenger *
hurling (amateur only and not main purpose of trip)
ice skating (1 day maximum)
indoor climbing (on climbing wall)
jet boating (no racing) *
jet skiing (no racing) *
jogging
karting (no racing) *
kayaking (up to grade 2 rivers)
korfball
marathon running (non professional)
motor cycling (full UK licence held) *
mountain biking (no racing)
netball
octopush
orienteering
paint balling/war games (wearing eye protection) *
parachuting (tandem only)
parascending (over water)
pony trekking
power boating (no racing and non-competitive) *
racket ball
rambling
refereeing (amateur only)
ringos
roller skating/blading/in line skating (wearing pads and helmets)
rounders
rowing (no racing)
running (non-competitive and not marathon)
safari trekking (must be organised tour)
sailing/yachting (if qualified or accompanied by a qualified person and no racing) *
sand boarding/surfing/skiing
sand yachting (no racing) *
scuba diving up to depth of 30 metres (if PADI or equivalent qualified or accompanied by qualified instructor and not diving alone)
small bore target shooting / rifle range shooting (within organisers guidelines) *
skateboarding
sledging (not on snow)
snorkelling
softball
spear fishing (without tanks)
speed sailing (no racing) *
squash
students working as counsellors or university exchanges for practical course work (not manual work)
surfing
swimming
swimming with dolphins/elephants
Sydney harbour bridge (walking across clipped onto safety line)
table tennis
tall ship crewing (no racing) *
ten pin bowling
tennis
trampolining
tree canopy walking
trekking/hiking/endurance activities up to 3,000 metres above sea level
tug of war
volleyball
wake boarding
water polo
water skiing/water ski jumping
whale watching
white water rafting (up to grade 2 rivers)
wind surfing/sailboarding *
wind tunnel flying
zip lining/trekking (safety harness must be worn)
zorbing/hydro zorbing/sphering